Personal Lines Procedures

Quote and Submitting A Quote Request Form
To obtain a quote, a Quote Request Form must be  submitted. Under this program, coverage CANNOT be bound until your agency receives notification of approved coverage. To make this quoting process as easy as possible, submit a Quote Request Forms that is available  in the Forms Library and e-mail to IMU@hpfm.com.

Rating
IMU currently uses the company specific rating software. Rating is done in-house, or the agent has the capability to rate, bind,  and upload directly to the company for an additional commission percentage.

Claims
Claims are handled directly by the insurance companies IMU represents.
(See Claims section for details.)